by Keith Hajovsky | Aug 12, 2026 | Asset Protection, General Estate Planning, Trusts
Executive Summary: Estate planning is especially important for parents of a special needs child. Improperly leaving assets directly to a special needs child can jeopardize important government benefits. SSI and Medicaid are needs-based programs with strict income and...
by Keith Hajovsky | Jul 22, 2026 | Asset Protection, General Estate Planning, Living Trusts, Trusts
Quick Answer: The most common situations for when creating a living trust makes sense are: You own real estate outside of Texas. You really want to try to avoid probate on your estate to save time and money. You think you have a high chance of becoming mentally...
by Keith Hajovsky | Jul 15, 2026 | General Estate Planning, Living Will, Medical Power of Attorney, Power of Attorney, Trusts, Wills
What is estate planning? First of all, almost everyone has an estate, because an estate is merely made up of everything a person owns – cars, real estate, checking accounts, investment accounts, furniture, clothes, etc. So, dear reader, you are pretty much guaranteed...
by Keith Hajovsky | Jul 2, 2026 | General Estate Planning, Probate, Trusts
A spendthrift trust can be a very powerful estate planning tool if you want to leave assets to someone who isn’t good with money. I have always said that everyone has their strengths, i.e. things that they are good at. Some of us are very artistic. Some of us...
by Keith Hajovsky | Apr 22, 2026 | Estate Administration, General Estate Planning, Probate, Trusts, Wills
Can you avoid probate by having a living trust? (please also see Do I Need A Living Trust) Well yes and no. Yes, for all the assets that you actually place into the trust you can avoid probate for those particular assets. For example, you could deed your house to the...
by Keith Hajovsky | Mar 4, 2026 | General Estate Planning, Living Trusts, Trusts, Wills
“Do I still need a will if I get a trust?” is a question that I get often when people approach me about getting a living trust created to help take care of their estate planning needs. Although living trusts aren’t necessary in Texas as much as in some other states,...
